Handy documents

You can find key documents and updates here. Please select the documents relevant to you to download or view.

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Consultation pack - overview letter and proposal guide

Find a copy of the letter and guide we've sent to you.

Download

Member guide

Everything you need to know about your current pension benefits in the Scheme.

Download your section guide

Defined contribution (DC) overview

Learn more about the DC scheme that we're proposing for your future pension savings.

Visit the website

Consultation pack - overview letter and proposal guide

Find a copy of the letter and guide we've sent to you.

Download

Member guide

Everything you need to know about your current pension benefits in the Scheme.

Download your section guide

Defined contribution (DC) overview

Learn more about the DC scheme that we're proposing for your future pension savings.

Visit the website

Member updates

Copies of any updates sent to you about the proposal during consultation.

Download

Get in touch

If you have any questions about the proposed changes, please submit your query here.

Log in to OneView

You can access details about your pension benefits with the Scheme by logging into your Aptia OneView account.

Contact Aptia

If you have any specific questions about your individual pension benefits in the Scheme, get in touch with Aptia via pensionuk.aptia-group.com

Important note

This site content is not intended to be a legal promise to members, as it is only a summary of the proposed changes to benefits in the Scheme.

If there is any conflict between these details and the Scheme Rules, the Scheme Rules (as amended from time to time) will be overriding. If you want to see a copy of the Scheme Rules or have any questions concerning the contents of this document, please contact the Scheme Secretary, James Melsa via james.melsa@mercer.com

Access to more pension resources

Money & Pensions Service

The Money & Pensions Service is available at any time to give you free information and guidance on pensions, visit maps.org.uk

MoneyHelper

A free, Government-backed service offering impartial help on all aspects of money, including benefits, savings, budgeting and pension choices. It includes Pension Wise, which offers free, impartial guidance on retirement options in DC arrangements for people aged 50 and over. Visit moneyhelper.org.uk to find out more.

Gov.uk

The Government’s official website, where you can find out about everything relating to tax, pensions and the State Pension. Visit gov.uk

Department for Work and Pensions (DWP)

DWP’s website outlines government initiatives and information about retirement and pension benefits, including full details of the State Pension scheme. Visit gov.uk/government/organisations/department-for-work-pensions

Citizens Advice

Provides free, independent advice to everyone on their rights and responsibilities, and also offers free, impartial pensions guidance. Visit citizensadvice.org.uk

The Pensions Regulator

The Pensions Regulator is the body that regulates work-based pension schemes. The Pensions Regulator has no formal role in the consultation process but it can take action if employers don’t comply with the law when proposing changes like this.

While every effort has been taken to ensure the consultation is run in compliance with the law, you can contact the Pensions Regulator if you have any concerns about it.

The Pensions Regulator’s contact details can be found on their website here:

thepensionsregulator.gov.uk/en/contact-us

Get in touch

If you have any questions about the proposed changes, please submit your query here.

Log in to OneView

You can access details about your pension benefits with the Scheme by logging into your Aptia OneView account.

Contact Aptia

If you have any specific questions about your individual pension benefits in the Scheme, get in touch with Aptia via pensionuk.aptia-group.com

Important note

This site content is not intended to be a legal promise to members, as it is only a summary of the proposed changes to benefits in the Scheme.

If there is any conflict between these details and the Scheme Rules, the Scheme Rules (as amended from time to time) will be overriding. If you want to see a copy of the Scheme Rules or have any questions concerning the contents of this document, please contact the Scheme Secretary, James Melsa via james.melsa@mercer.com

Access to more pension resources

Money & Pensions Service

The Money & Pensions Service is available at any time to give you free information and guidance on pensions, visit maps.org.uk

MoneyHelper

A free, Government-backed service offering impartial help on all aspects of money, including benefits, savings, budgeting and pension choices. It includes Pension Wise, which offers free, impartial guidance on retirement options in DC arrangements for people aged 50 and over. Visit moneyhelper.org.uk to find out more.

Gov.uk

The Government’s official website, where you can find out about everything relating to tax, pensions and the State Pension. Visit gov.uk

Department for Work and Pensions (DWP)

DWP’s website outlines government initiatives and information about retirement and pension benefits, including full details of the State Pension scheme. Visit gov.uk/government/organisations/department-for-work-pensions

Citizens Advice

Provides free, independent advice to everyone on their rights and responsibilities, and also offers free, impartial pensions guidance. Visit citizensadvice.org.uk

The Pensions Regulator

The Pensions Regulator is the body that regulates work-based pension schemes. The Pensions Regulator has no formal role in the consultation process but it can take action if employers don’t comply with the law when proposing changes like this.

While every effort has been taken to ensure the consultation is run in compliance with the law, you can contact the Pensions Regulator if you have any concerns about it.

The Pensions Regulator’s contact details can be found on their website here:

thepensionsregulator.gov.uk/en/contact-us